Commercial Lending Portfolio Analyst

We are expanding and if you want to play your part in that growth then you should read on.

That's because in this role, you’ll be given the opportunity to take ownership, deliver great outcomes for customers and the Society as well as achieve the development, support and challenge you are looking for.

About the role

As a Portfolio Analyst within a growing team, you’ll be empowered to deliver against a strong risk based strategy and have the autonomy and confidence to manage your workload in a way that works for you and the wider team.

This is an important role, one where you’ll manage securities requests for existing commercial lending customers and deliver key property and account activities such as lease approvals, sale of part security, S106 agreements and Guarantee release.

Underpinning your work will be your commitment to delivering great customer outcomes, whilst balancing this with ensuring the appropriate commercial, financial crime and credit risk outcomes.

You will build great relationships with customers and stakeholders internally and externally with a firm eye on maintaining the integrity of the existing book.

This roles offers hybrid working, with the requirement that the successful candidate attends our Peterborough offices 1-2 days a week. We do also have sites in Bradford & Leeds therefore we are open to discussing the logistics of potentially working from these sites during the recruitment process.

About you

You’ll need experience of working within a lending function, ideally coupled with experience of property related legal matters and previous close work with solicitors.

You’ll need to be committed to delivering excellent customer service with experience of conducting account checks, covenant checking, making proposals to credit and have an understanding of how to assess property title plans and other legal documents.

Coupled with the specific experience, will have strong influencing and negotiation skills with a flair for numbers and systems.

About us

At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.

Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you.

Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.

About our Benefits

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

• Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
• Bonus. We work together to reach for better at YBS, so when we reach our goals we’re all rewarded, with up to a 10% annual bonus.
• Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
• Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
• My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts,

Ready to apply?

If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.

Want more information?

If you have any questions about this role, please contact Olivia Lambert on Olambert@ybs.co.uk

Please note applications are reviewed frequently therefore this role may close prior to the advertised closing date.